Revised Fee Schedule

James Polk Stone Community Bank Fee Schedule
New Rates effective September 6, 2016
Fee Description Current Rates + GR tax New Rates
ATM Transactions
- Bank Owned ATMS No Charge No Charge
- Non-Bank Owned ATMS - Withdrawal 2.00 4.00
- Non-Bank Owned ATMS - Inquiry 0.50 1.00
Business Debit Card 10.00 No change
Cashier's checks 8.00 10.00
Cash Management Module
One time installation 115.00 No change
Monthly 35.00 No change
Check Cashing Fee/Non-deposit Customer 2.00 3.00
Check Image Copy 5.00 5.00
Check Printing (prices vary depending on style)
Closing Account
- Within 60 days of opening 25.00 No change
- Request by mail/balance sent by check 10.00 15.00
Collection Item 25.00 30.00
Continuous Overdraft Fee 3.00 4.00
     *$4 per day, beginning on the 4th consecutive business day overdrawn and every day thereafter
Credit/Debit Card Cash Advance 5.00 No change
Debit Card Replacement or Instant Issue 10.00 No change
Deposit slip books 2.00 3.00
Dormant Online Fee Monthly 5.00 No change
e-statement No charge No charge
Excess Activity in Money Market; per item over 6 4.00 No change
(Limit of 6 withdrawals per statement cycle)
Excess Activity in Savings; per item over 6 4.00 No change
(Limit of 6 withdrawals per quarterly statement cycle)
Text Message for debit card transactions 2.00 3.00
Fax 5.00 No change
Inactivity Fee 10.00 No change
When a savings account has been inactive for more than twelve months and the account balance is below $100 the account will receive a monthly inactivity fee that will be charged quarterly.
Inquiry (via telehpone) Fee; 4 free per month, fee thereafter 2.00 3.00
Locking Night Deposit Bags 25.00 30.00
Merchant Capture
- One time installation 115.00 No change
- Monthly 75.00 No change
Notary Fees; non customer 5.00 No change

Non-Sufficient (NSF) Item Paid Fee

     *applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means

30.00 35.00
Non-Sufficient (NSF) Check Return Fee 30.00 35.00
Online Banking Reconnect 2.00 No change
Paper Statement
- Consumer 3.00 5.00
- Business 5.00 10.00
Positive Pay; per item match 1.00 No change
Research/Account balancing 25.00 35.00
- per hour/1 hour minimum
Returned Check Fee 7.00 10.00
Safe Deposit Boxes (Available in Portales & Roswell North)
- 3 x 5 15.00 No change
- 5 x 5 17.50 No change
- 3 x 10 20.00 No change
- 5 x 10 25.00 No change
- 10 x 10 55.00 No change
Safety Net Line of Credit Advance Fee 30.00 35.00
"Snapshot" of account activity 2.00 3.00
Statement Reprint/Duplicate Statement 5.00 No change
Stop Payment Fee 25.00 30.00
Tax Levy/Garnishment/Subpoena 50.00 75.00
Telephone Transfer 2.00 3.00
Temporary Checks; for 10 checks 2.00 3.00
Transfer Fee; auto overdraft transfer, per transfer 2.00 3.00
Wire Transfers
- Outgoing 25.00 30.00
- Incoming 5.00 10.00
- International 50.00 60.00
Zipper Bags 2.00 5.00
External Transfers N/A 1.00 per transaction
Mobile Deposit N/A 1.00 per item